JPM MEDICAL TRADING supports the payment workflows of both government agencies and private medical institutions through a range of secure, compliant options.

Accepted payment methods include corporate bank transfers (RTGS/PESONet), verified manager's checks, and authorized credit lines for pre-approved institutional buyers. All payments are settled in Philippine Pesos (PHP) unless a separate international currency agreement has been formally drafted and approved by our corporate treasury before the order is placed.

For private clinics, diagnostic centers, and standard corporate accounts, transactions are typically handled via down payment plus cash-on-delivery (COD), or confirmed bank clearance before dispatch. For government health facilities, LGUs, and regional public hospitals procuring through the PhilGEPS bidding framework, we accommodate standard government terms, including 30- to 60-day processing periods, once official Notices of Award (NOA) and signed contracts are validated.

All payments must be made in full. Unauthorized deductions, set-offs, or unapproved withholding taxes are not permitted, with the sole exception of standard BIR withholding certificates (Form 2306/2307) issued at the time of payment.

In case of payment default or unapproved delay beyond agreed credit terms, JPM MEDICAL TRADING reserves the right to suspend all future deliveries, halt ongoing installations, and void active equipment warranties. Overdue accounts may also accrue a standard monthly finance charge from the date of default until full clearance.

Once funds are fully cleared, all original financial documents, official receipts (OR), and billing invoices will be dispatched electronically or physically by our accounting division.